Banking and Finance
Focus on retail project financing
IN the `get competitive or die scenario', the demand of projects for funds is far higher than their availability and the best option in the given situation is to retail project financing by breaking the mega schemes into smaller ones, said Mr. D. Narayan a, CEO, BankOne International, US, here today.

BoB's MICR clearing system operating below capacity
IN SPITE of all the efforts taken by the Bank of Baroda to ensure a fool-proof automated MICR clearing system in this region since September, 1999, the system's utilisation level continues to remain far below the anticipated load.

Mobile commerce, not just swift
YEARN to experiment with the novelty of ordering over the Net? But terrified of doing it for fear of poor security? Then, you are probably cut out for the M-Commerce era.

`Net will see unbundling of bank services'
THE advent of the Internet and advances in technology will force banks to unbundle services and sell them separately to customers.

ATM as a marketing tool
ATMs will not only be a means for transaction processing for banks but will also emerge as marketing tools for gathering, analysing and utilising customer information and preferences, according to Mr. Patrick Kennedy, Director Client Services, IDLX Techn ology Partners (US). He was speaking on `ATM banking and Financial Clearing Houses' at the Bank Technology India conference here.

A cash box full of surprises!
WEB-ENABLED banking, treasury solutions, cash management systems, profit analysing software and a box that looks like a safe-cum-suitcase. Can you pick the odd man out?

RBI staff concern on clerical vacancies
THE annual conference of the Reserve Bank Employees' Association (RBEA) held here has expressed concern over what it described as the negative attitude of the authorities in filling up around 2,200 vacancies in the clerical cadre all over the country.

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